/* ===== Tokens ===== */
:root {
    --navy: #0B2545;
    --green: #28A53F;
    --navy-deep: #071A33;
    --blue: #024282;
    --blue-dark: #123E90;
    --blue-tint: #EEF4FC;
    --gold: #F8C301;
    --gold-light: #E4C860;
    --gold-tint: #FBF6E9;
    --white: #FFFFFF;
    --offwhite: #F7F8FA;
    --ink: #1C1F26;
    --muted: #08090a;
    --border: #E7E9EE;
    --radius: 16px;
    --radius-sm: 10px;
    --shadow: 0 10px 30px rgba(11, 37, 69, 0.08);
    --shadow-lg: 0 24px 60px rgba(11, 37, 69, 0.14);
    --font-body: 'Manrope', Arial, sans-serif;
}

.anchor-offset {
    display: block;
    position: relative;
    top: -90px;
    visibility: hidden;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: var(--font-body);
    color: var(--ink);
    background: var(--white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

ul,
ol {
    list-style: none;
    margin: 0;
    padding: 0;
}

h1,
h2,
h3 {
    color: var(--navy);
    margin: 0 0 .5em;
    line-height: 1.15;
    font-weight: 800;
}

p {
    margin: 0 0 1em;
}

.wrap {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 24px;
}

:focus-visible {
    outline: 2px solid var(--blue);
    outline-offset: 2px;
}

#top {
    scroll-margin-top: 10040px;
    /* Match the height of your fixed nav bar */
}

/* ===== Buttons ===== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 15px 30px;
    border-radius: 999px;
    font-weight: 700;
    font-size: .95rem;
    border: 1.5px solid transparent;
    cursor: pointer;
    transition: transform .15s ease, box-shadow .15s ease, background .2s ease;
    white-space: nowrap;
}

.btn:hover {
    transform: translateY(-2px);
}

.btn--primary {
    background: var(--blue);
    color: #fff;
    box-shadow: 0 10px 24px rgba(26, 86, 196, .3);
}

.btn--primary:hover {
    background: var(--blue-dark);
}

.btn--navy {
    background: var(--navy);
    color: #fff;
    box-shadow: 0 10px 24px rgba(11, 37, 69, .25);
}
.btn--whatsapp{
    background: var(--green);
    color: #fff;
    box-shadow: 0 10px 24px rgba(136, 223, 201, 0.25);
}

.btn--navy:hover {
    background: var(--navy-deep);
}

.btn--gold {
    background: var(--gold);
    color: var(--navy-deep);
    box-shadow: 0 10px 24px rgba(201, 162, 39, .3);
}

.btn--gold:hover {
    background: var(--gold-light);
}

.btn--outline {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
}

.btn--outline:hover {
    background: var(--navy);
    color: #fff;
}

.btn--outline-light {
    background: transparent;
    color: #fff;
    border-color: rgba(255, 255, 255, .4);
}

.btn--outline-light:hover {
    background: rgba(255, 255, 255, .12);
    border-color: #fff;
}

.btn--ghost-light {
    background: transparent;
    color: #fff;
    border-color: rgba(255, 255, 255, .5);
}

.btn--ghost-light:hover {
    background: rgba(255, 255, 255, .14);
    border-color: #fff;
}

.btn--full {
    width: 100%;
    justify-content: center;
}

/* ===== Header ===== */
.header {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    position: sticky;
    top: 0;
    z-index: 100;
    transition: box-shadow .2s ease;
}

.header__inner {
    display: flex;
    align-items: center;
    gap: 24px;
    padding: 14px 24px;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    max-width: 200px;
}

.brand__mark {
    width: 38px;
    height: 28px;
    background: var(--blue);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.brand__text {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}

.brand__text strong {
    color: var(--navy);
    font-size: 1.05rem;
    font-weight: 800;
}

.brand__text small {
    color: var(--muted);
    font-size: .7rem;
    letter-spacing: .3px;
}

.nav {
    display: flex;
    gap: 26px;
    margin-left: 24px;
    flex: 1;
}

.nav a {
    font-size: .92rem;
    font-weight: 600;
    color: var(--navy);
    position: relative;
    padding: 4px 0;
}

.nav a::after {
    content: '';
    position: absolute;
    left: 0;
    bottom: -2px;
    width: 0;
    height: 2px;
    background: var(--blue);
    transition: width .2s ease;
}

.nav a:hover::after {
    width: 100%;
}

.header__cta {
    margin-left: auto;
    padding: 11px 22px;
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.hamburger span {
    width: 24px;
    height: 2px;
    background: var(--navy);
    display: block;
}

@media (max-width:900px) {
    .nav {
        display: none;
    }

    .header__cta {
        display: none;
    }

    .hamburger {
        display: flex;
        margin-left: auto;
    }

    .nav.open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: var(--white);
        padding: 16px 24px;
        gap: 16px;
        border-bottom: 1px solid var(--border);
        box-shadow: var(--shadow);
        margin-left: 0;
    }
}

/* =========================================================
   LIC STYLE INSURANCE HERO
   Blue + Gold Theme
========================================================= */

.lic-hero {
    --blue: #005baa;
    --dark-blue: #003b73;
    --deep-blue: #002f63;
    --yellow: #f5c400;
    --light-blue: #eef7ff;
    --text: #102b48;
    --muted: #657589;

    position: relative;
    width: 100%;
    min-height: 610px;

    overflow: hidden;

    background:
        radial-gradient(circle at 72% 42%,
            rgba(0, 91, 170, 0.09),
            transparent 30%),
        linear-gradient(135deg,
            #ffffff 0%,
            #f5faff 48%,
            #eaf5ff 100%);

    font-family:
        Inter,
        "Segoe UI",
        Arial,
        sans-serif;

    color: var(--text);
}


/* =========================================================
   MAIN HERO CONTAINER
========================================================= */

.lic-hero-inner {

    width: min(1180px, calc(100% - 70px));

    min-height: 520px;

    margin: 0 auto;

    display: grid;

    grid-template-columns: 43% 57%;

    align-items: center;

    position: relative;

    z-index: 2;

    padding-bottom: 95px;
}


/* =========================================================
   LEFT CONTENT
========================================================= */

.lic-hero-content {

    position: relative;

    z-index: 10;

    padding-left: 8px;

    margin-top: -3px;
}


/* =========================================================
   EYEBROW
========================================================= */

.lic-eyebrow {

    display: inline-flex;

    align-items: center;

    gap: 7px;

    padding: 6px 12px;

    border-radius: 20px;

    background: rgba(0, 91, 170, 0.05);

    border: 1px solid rgba(0, 91, 170, 0.16);

    color: var(--blue);

    font-size: 9px;

    font-weight: 800;

    letter-spacing: .6px;

    margin-bottom: 18px;
}


.lic-eyebrow-icon {

    color: var(--yellow);

    font-size: 12px;
}


/* =========================================================
   HEADING
========================================================= */

.lic-hero-content h1 {

    margin: 0;

    max-width: 540px;

    color: var(--dark-blue);

    font-size: clamp(40px, 4vw, 57px);

    line-height: 1.04;

    letter-spacing: -2px;

    font-weight: 750;
}


.lic-hero-content h1 span {

    color: var(--blue);

    position: relative;

    display: inline-block;
}


/* Yellow underline */

.lic-hero-content h1 span::after {

    content: "";

    position: absolute;

    left: 2px;

    right: 2px;

    bottom: -2px;

    height: 3px;

    background: var(--yellow);

    border-radius: 5px;

    transform: rotate(-1deg);
}


/* =========================================================
   DESCRIPTION
========================================================= */

.lic-hero-content p {

    margin: 20px 0 24px;

    color: var(--muted);

    font-size: 15px;

    line-height: 1.6;
}


/* =========================================================
   BUTTONS
========================================================= */

.lic-actions {

    display: flex;

    gap: 12px;

    align-items: center;

    margin-bottom: 25px;
}


.lic-btn {

    min-height: 42px;

    padding: 0 21px;

    display: inline-flex;

    align-items: center;

    justify-content: center;

    border-radius: 25px;

    text-decoration: none;

    font-size: 12px;

    font-weight: 700;

    transition:
        transform .25s ease,
        box-shadow .25s ease,
        background .25s ease;
}


/* Primary */

.lic-btn-primary {

    background: var(--blue);

    color: white;

    box-shadow:
        0 8px 20px rgba(0, 91, 170, .22);
}


.lic-btn-primary span {

    margin-left: 8px;

    color: var(--yellow);

    font-size: 16px;
}


.lic-btn-primary:hover {

    background: var(--dark-blue);

    transform: translateY(-2px);

    box-shadow:
        0 12px 25px rgba(0, 59, 115, .25);
}


/* Outline */

.lic-btn-outline {

    color: var(--dark-blue);

    border: 1px solid rgba(0, 91, 170, .35);

    background: rgba(255, 255, 255, .65);
}


.lic-btn-outline:hover {

    background: white;

    border-color: var(--blue);

    transform: translateY(-2px);
}


/* =========================================================
   TRUST
========================================================= */

.lic-trust {

    display: flex;

    align-items: center;

    gap: 10px;
}


.lic-trust-circle {

    width: 39px;

    height: 39px;

    border-radius: 50%;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        rgba(245, 196, 0, .16);

    color: var(--blue);

    border:
        1px solid rgba(245, 196, 0, .35);

    font-size: 18px;
}


.lic-trust strong {

    display: block;

    font-size: 12px;

    color: var(--dark-blue);
}


.lic-trust small {

    display: block;

    margin-top: 3px;

    font-size: 10px;

    color: var(--muted);
}


/* =========================================================
   FAMILY AREA
========================================================= */

.lic-family-area {

    height: 440px;

    position: relative;

    display: flex;

    align-items: center;

    justify-content: center;
}


/* =========================================================
   SHIELD
========================================================= */

.lic-shield {

    position: absolute;

    width: 330px;

    height: 390px;

    right: 100px;

    top: 20px;

    z-index: 1;
}


.lic-shield svg {

    width: 100%;

    height: 100%;

    fill:
        rgba(0, 91, 170, .035);

    stroke:
        rgba(0, 91, 170, .35);

    stroke-width: 4;
}


/* Yellow inner shield accent */

.lic-shield::after {

    content: "";

    position: absolute;

    width: 225px;

    height: 285px;

    left: 52px;

    top: 50px;

    border:

        2px solid rgba(245, 196, 0, .38);

    clip-path:
        polygon(50% 0,
            94% 14%,
            88% 63%,
            50% 100%,
            12% 63%,
            6% 14%);

    pointer-events: none;
}


/* =========================================================
   FAMILY IMAGE
========================================================= */

.lic-family {

    position: absolute;

    width: 500px;

    height: 390px;

    right: 45px;

    bottom: -52px;

    z-index: 4;

    display: flex;

    align-items: flex-end;

    justify-content: center;
}


.lic-family img {

    width: 100%;

    height: 100%;

    object-fit: contain;

    object-position: center bottom;

    display: block;

    filter:
        drop-shadow(0 15px 20px rgba(0, 48, 99, .12));
}


/* =========================================================
   FLOATING FEATURES
========================================================= */

.lic-feature {

    position: absolute;

    z-index: 8;

    display: flex;

    flex-direction: column;

    align-items: center;

    text-align: center;

    color: var(--text);

    font-size: 10px;

    line-height: 1.3;
}


.lic-feature-icon {

    width: 52px;

    height: 52px;

    border-radius: 50%;

    background:
        rgba(255, 255, 255, .95);

    border:
        1px solid rgba(0, 91, 170, .12);

    box-shadow:
        0 8px 20px rgba(0, 50, 100, .10);

    display: flex;

    align-items: center;

    justify-content: center;

    color: var(--blue);

    font-size: 20px;

    margin-bottom: 5px;

    position: relative;
}


/* Gold center */

.lic-feature-icon::before {

    content: "";

    position: absolute;

    width: 8px;

    height: 8px;

    border-radius: 50%;

    background: var(--yellow);

    top: 8px;

    right: 8px;
}


/* Positions */

.lic-feature-life {

    left: 25px;

    top: 65px;
}


.lic-feature-education {

    left: 45px;

    bottom: 75px;
}


.lic-feature-home {

    right: 5px;

    top: 75px;
}


.lic-feature-finance {

    right: 5px;

    bottom: 70px;
}


/* =========================================================
   STATISTICS CARD
========================================================= */

.lic-stats {

    position: absolute;

    z-index: 20;

    left: 50%;

    bottom: 20px;

    transform: translateX(-50%);

    width:
        min(1100px, calc(100% - 80px));

    min-height: 96px;

    padding:
        15px 28px;

    border-radius: 16px;

    background:
        rgba(255, 255, 255, .94);

    border:
        1px solid rgba(255, 255, 255, .9);

    box-shadow:
        0 10px 30px rgba(0, 47, 99, .12);

    backdrop-filter: blur(10px);

    display: grid;

    grid-template-columns:
        1fr auto 1fr auto 1fr auto 1fr;

    align-items: center;
}


/* =========================================================
   STAT ITEM
========================================================= */

.lic-stat {

    display: flex;

    align-items: center;

    justify-content: center;

    gap: 11px;
}


.lic-stat-icon {

    width: 42px;

    height: 42px;

    border-radius: 10px;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        rgba(0, 91, 170, .07);

    border:
        1px solid rgba(0, 91, 170, .10);

    color: var(--blue);

    font-size: 19px;

    position: relative;
}


.lic-stat-icon::after {

    content: "";

    position: absolute;

    width: 5px;

    height: 5px;

    background: var(--yellow);

    border-radius: 50%;

    top: 5px;

    right: 5px;
}


.lic-stat strong {

    display: block;

    color: var(--dark-blue);

    font-size: 25px;

    line-height: 1;

    font-weight: 750;
}


.lic-stat small {

    display: block;

    margin-top: 6px;

    color: #718092;

    font-size: 8px;

    letter-spacing: .35px;

    white-space: nowrap;
}


/* =========================================================
   STAT DIVIDER
========================================================= */

.lic-stat-divider {

    width: 1px;

    height: 42px;

    background:
        #dce7f0;
}


/* =========================================================
   BACKGROUND ORBS
========================================================= */

.lic-orb {

    position: absolute;

    border-radius: 50%;

    pointer-events: none;
}


.lic-orb-1 {

    width: 300px;

    height: 300px;

    right: -100px;

    top: 30px;

    background:
        radial-gradient(circle,
            rgba(0, 91, 170, .10),
            transparent 68%);
}


.lic-orb-2 {

    width: 230px;

    height: 230px;

    left: -100px;

    bottom: -120px;

    background:
        radial-gradient(circle,
            rgba(245, 196, 0, .10),
            transparent 68%);
}


/* =========================================================
   TABLET
========================================================= */

@media (max-width: 950px) {

    .lic-hero {

        min-height: 760px;
    }


    .lic-hero-inner {

        width: calc(100% - 40px);

        grid-template-columns: 1fr;

        text-align: center;

        padding-bottom: 300px;
    }


    .lic-hero-content {

        padding: 0;

        margin-top: 25px;
    }


    .lic-eyebrow {

        margin-left: auto;
        margin-right: auto;
    }


    .lic-actions {

        justify-content: center;
    }


    .lic-trust {

        justify-content: center;
    }


    .lic-family-area {

        height: 500px;

        margin-top: -10px;
    }


    .lic-family {

        right: 50%;

        transform: translateX(50%);
    }


    .lic-shield {

        right: 50%;

        transform: translateX(50%);
    }


    .lic-stats {

        grid-template-columns: 1fr 1fr;

        gap: 16px;

        padding: 18px;

        bottom: 15px;
    }


    .lic-stat-divider {

        display: none;
    }
}


/* =========================================================
   MOBILE
========================================================= */

@media (max-width: 600px) {

    .lic-hero {

        min-height: 930px;
    }


    .lic-hero-inner {

        width: calc(100% - 30px);

        padding-bottom: 355px;

        padding-top: 30px;
    }


    .lic-hero-content h1 {

        font-size: 37px;

        letter-spacing: -1.4px;
    }


    .lic-hero-content p {

        font-size: 14px;
    }


    .lic-actions {

        flex-direction: column;

        gap: 9px;
    }


    .lic-btn {

        width: 180px;
    }


    .lic-family-area {

        height: 330px;
    }


    .lic-family {

        width: 350px;

        height: 320px;

        right: 50%;
    }


    .lic-shield {

        width: 275px;

        height: 320px;

        right: 50%;
    }


    .lic-feature-icon {

        width: 42px;

        height: 42px;

        font-size: 17px;
    }


    .lic-feature {

        font-size: 8px;
    }


    .lic-feature-life {

        left: 0;

        top: 40px;
    }


    .lic-feature-education {

        left: 5px;

        bottom: 35px;
    }


    .lic-feature-home {

        right: 0;

        top: 45px;
    }


    .lic-feature-finance {

        right: 0;

        bottom: 35px;
    }


    .lic-stats {

        width: calc(100% - 24px);

        grid-template-columns: 1fr 1fr;

        padding: 15px 10px;

        gap: 13px;

        border-radius: 14px;
    }


    .lic-stat {

        gap: 6px;

        justify-content: flex-start;
    }


    .lic-stat-icon {

        width: 34px;

        height: 34px;

        font-size: 15px;
    }


    .lic-stat strong {

        font-size: 20px;
    }


    .lic-stat small {

        font-size: 6.5px;
    }
}

@media (max-width: 950px) {
    .lic-hero {
        min-height: auto;
    }

    .lic-hero-inner {
        padding-bottom: 24px;
    }

    .lic-stats {
        position: static;
        transform: none;
        margin: 24px auto 32px;
        width: calc(100% - 24px);
    }
}

@media (max-width: 600px) {
    .lic-hero {
        min-height: auto;
    }

    .lic-hero-inner {
        padding-bottom: 16px;
        padding-top: 30px;
    }

    .lic-stats {
        position: static;
        transform: none;
        margin: 20px auto 28px;
        width: calc(100% - 24px);
    }
}

/* =====================================================
   STATISTICS CARD
   ===================================================== */

.hero-stats {
    position: absolute;

    z-index: 10;

    left: 50%;
    bottom: 24px;

    transform: translateX(-50%);

    width: min(1120px, calc(100% - 50px));

    min-height: 105px;

    background: rgba(255, 255, 255, 0.91);

    border: 1px solid rgba(255, 255, 255, 0.9);

    border-radius: 18px;

    box-shadow:
        0 12px 35px rgba(41, 98, 48, 0.10);

    backdrop-filter: blur(12px);

    display: grid;

    grid-template-columns:
        1fr auto 1fr auto 1fr auto 1fr;

    align-items: center;

    padding: 20px 32px;
}


/* STAT ITEM */

.stat-item {
    display: flex;
    align-items: center;
    justify-content: center;

    gap: 13px;
}

.stat-icon {
    width: 45px;
    height: 45px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 12px;

    background: rgba(40, 157, 65, 0.08);

    color: #024282;

    font-size: 22px;

    flex-shrink: 0;
}


/* TEXT */

.stat-text strong {
    display: block;

    color: #172c1e;

    font-size: 28px;
    line-height: 1;

    font-weight: 750;
}

.stat-text span {
    display: block;

    margin-top: 7px;

    color: #718077;

    font-size: 9px;

    letter-spacing: 0.4px;
}


/* DIVIDER */

.stat-divider {
    width: 1px;
    height: 45px;

    background: #dbe8de;
}


/* =====================================================
   DECORATIVE BACKGROUND
   ===================================================== */

.hero-glow {
    position: absolute;

    border-radius: 50%;

    pointer-events: none;
}

.glow-1 {
    width: 420px;
    height: 420px;

    right: -140px;
    top: 80px;

    background:
        radial-gradient(circle,
            rgba(74, 184, 88, 0.16),
            transparent 68%);
}

.glow-2 {
    width: 300px;
    height: 300px;

    left: -120px;
    bottom: -130px;

    background:
        radial-gradient(circle,
            rgba(89, 184, 99, 0.13),
            transparent 70%);
}

.hero-leaf {
    position: absolute;

    color: rgba(57, 170, 72, 0.18);

    font-size: 45px;

    transform: rotate(25deg);
}

.leaf-1 {
    right: 5%;
    top: 20%;
}

.leaf-2 {
    left: 5%;
    bottom: 15%;
    transform: rotate(-30deg);
}


/* =====================================================
   RESPONSIVE
   ===================================================== */

@media (max-width: 1000px) {

    .hero-container {
        grid-template-columns: 1fr;
        padding-top: 50px;
        padding-bottom: 330px;
    }

    .hero-content {
        text-align: center;
        padding: 0;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-trust {
        justify-content: center;
    }

    .hero-family {
        height: 500px;
        margin-top: 10px;
    }

    .family-image-wrapper {
        margin-left: 0;
    }

    .family-shield {
        right: 50%;
        transform: translateX(50%);
    }

    .hero-stats {
        grid-template-columns: 1fr 1fr;
        gap: 18px;

        padding: 20px;
    }

    .stat-divider {
        display: none;
    }
}


@media (max-width: 600px) {

    .insurance-hero {
        min-height: auto;
    }

    .hero-container {
        padding: 40px 20px 450px;
    }

    .hero-content h1 {
        font-size: 39px;
        letter-spacing: -1.5px;
    }

    .hero-description {
        font-size: 15px;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-btn {
        width: 190px;
    }

    .hero-family {
        height: 350px;
        margin-top: 20px;
    }

    .family-image-wrapper {
        width: 330px;
        height: 320px;
    }

    .family-shield {
        width: 300px;
        height: 350px;
        top: 0;
    }

    .protection-icon {
        width: 48px;
        height: 48px;
        font-size: 20px;
    }

    .protection-label {
        font-size: 9px;
    }

    .protection-life {
        left: 0;
        top: 45px;
    }

    .protection-education {
        left: 10px;
        bottom: 40px;
    }

    .protection-home {
        right: 0;
        top: 50px;
    }

    .protection-finance {
        right: 0;
        bottom: 40px;
    }

    .hero-stats {
        bottom: 15px;

        width: calc(100% - 25px);

        grid-template-columns: 1fr 1fr;

        padding: 18px 12px;

        border-radius: 15px;
    }

    .stat-item {
        gap: 7px;
    }

    .stat-icon {
        width: 35px;
        height: 35px;
        font-size: 17px;
    }

    .stat-text strong {
        font-size: 21px;
    }

    .stat-text span {
        font-size: 7px;
    }
}

/* ===== Sections ===== */
.section {
    padding: 88px 0;
}

.section--tint {
    background: var(--offwhite);
}

.section__title {
    font-size: clamp(1.7rem, 3vw, 2.3rem);
    max-width: 680px;
}

.section__title--light {
    color: #fff;
}

.section__sub {
    color: var(--muted);
    max-width: 600px;
    font-size: 1.02rem;
}

.section__sub--light {
    color: #C7CEDA;
}

.center-cta {
    text-align: center;
    margin-top: 36px;
}

/* ===== Cards ===== */
.grid {
    display: grid;
    gap: 22px;
    margin-top: 44px;
}

.grid--4 {
    grid-template-columns: repeat(4, 1fr);
}

.grid--3 {
    grid-template-columns: repeat(3, 1fr);
}

@media (max-width:960px) {
    .grid--4 {
        grid-template-columns: repeat(2, 1fr);
    }

    .grid--3 {
        grid-template-columns: 1fr;
    }
}

@media (max-width:560px) {
    .grid--4 {
        grid-template-columns: 1fr;
    }
}

.card {
    border-radius: var(--radius);
    padding: 30px 26px;
    transition: transform .2s ease, box-shadow .2s ease;
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

.card--blue {
    background: var(--yellow-tint);
}

.card--navy {
    background: var(--offwhite);
}

.card--gold {
    background: var(--gold-tint);
}

.card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    color: #fff;
    font-size: 1.1rem;
    margin-bottom: 16px;
}

.card__icon--blue {
    background: var(--blue);
}

.card__icon--navy {
    background: var(--navy);
}

.card__icon--gold {
    background: var(--gold);
}

.card h3 {
    font-size: 1.12rem;
    margin-bottom: 8px;
}

.card p {
    color: var(--muted);
    font-size: .94rem;
    margin: 0;
}

.pill-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 36px;
}

.pill {
    background: var(--white);
    border: 1px solid var(--border);
    padding: 10px 20px;
    border-radius: 999px;
    font-weight: 600;
    font-size: .9rem;
    color: var(--navy);
}

/* ===== Career banner ===== */
.career-banner {
    background: var(--navy);
    border-radius: 24px;
    padding: 56px;
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 48px;
    align-items: center;
}

@media (max-width:900px) {
    .career-banner {
        grid-template-columns: 1fr;
        padding: 36px 24px;
    }
}

.benefit-list {
    display: flex;
    flex-direction: column;
    gap: 18px;
    margin: 28px 0 32px;
}

.benefit-list li {
    display: flex;
    gap: 14px;
    align-items: flex-start;
}

.benefit-list__icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: rgba(255, 255, 255, .1);
    color: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-weight: 700;
}

.benefit-list div {
    font-size: .94rem;
    color: #C7CEDA;
}

.benefit-list strong {
    color: #fff;
}

.audience-card-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.audience-card {
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: var(--radius-sm);
    padding: 20px 14px;
    text-align: center;
    font-weight: 700;
    color: #fff;
    font-size: .88rem;
}

.audience-card span {
    display: block;
    font-size: 1.5rem;
    margin-bottom: 10px;
}

.audience-card--accent {
    background: var(--blue);
    border-color: var(--blue);
}

/* ===== About / advisor ===== */
.split {
    display: grid;
    grid-template-columns: .85fr 1.15fr;
    gap: 56px;
    align-items: center;
}

@media (max-width:900px) {
    .split {
        grid-template-columns: 1fr;
    }
}

.advisor-photo__frame {
    position: relative;
}

.advisor-photo__placeholder {
    aspect-ratio: 4/5;
    background: var(--blue-tint);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: var(--blue-dark);
    font-size: 1.05rem;
    font-weight: 600;
}

.advisor-photo__badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: var(--navy);
    color: #fff;
    border-radius: var(--radius-sm);
    padding: 16px 18px;
    text-align: center;
    box-shadow: var(--shadow);
    font-size: .72rem;
    line-height: 1.4;
}

.advisor-photo__badge-year {
    display: block;
    color: var(--gold);
    font-size: 1.3rem;
    font-weight: 800;
}

@media (max-width:560px) {
    .advisor-photo__badge {
        position: static;
        margin-top: 16px;
        display: inline-block;
    }
}

.credential-row {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 28px;
}

.credential {
    color: var(--navy);
    font-size: .88rem;
    background: var(--offwhite);
    padding: 8px 16px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
}

/* ===== Testimonials ===== */
.testimonial-carousel {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-top: 44px;
}

.carousel__track {
    flex: 1;
    overflow: hidden;
    position: relative;
    min-height: 220px;
}

.testimonial-card {
    display: none;
    background: var(--offwhite);
    border-radius: var(--radius);
    padding: 36px;
    max-width: 640px;
    margin: 0 auto;
}

.testimonial-card.active {
    display: block;
    animation: fadeIn .4s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(8px);
    }

    to {
        opacity: 1;
        transform: none;
    }
}

.testimonial-card__quote {
    font-size: 2.6rem;
    color: var(--blue);
    line-height: 0;
    display: block;
    margin-bottom: 12px;
    font-weight: 800;
}

.testimonial-card p {
    font-size: 1.05rem;
    color: var(--ink);
}

.testimonial-card__author {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 20px;
}

.avatar {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--navy);
    color: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: .85rem;
}

.testimonial-card__author span {
    color: var(--muted);
    font-size: .85rem;
}

.carousel__arrow {
    background: var(--white);
    border: 1px solid var(--border);
    width: 42px;
    height: 42px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 1rem;
    color: var(--navy);
    flex-shrink: 0;
    transition: background .2s ease, color .2s ease;
}

.carousel__arrow:hover {
    background: var(--blue);
    color: #fff;
    border-color: var(--blue);
}

.carousel__dots {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-top: 24px;
}

.carousel__dots button {
    width: 9px;
    height: 9px;
    border-radius: 50%;
    border: none;
    background: var(--border);
    cursor: pointer;
    padding: 0;
}

.carousel__dots button.active {
    background: var(--blue);
}

/* ===== Newsletter ===== */
.newsletter {
    background: var(--blue);
    padding: 56px 0;
}

.newsletter__inner {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 32px;
    align-items: center;
}

.newsletter h2 {
    color: #fff;
    font-size: 1.7rem;
}

.newsletter p {
    color: #DCE9FB;
    margin: 0;
}

.newsletter__form {
    display: flex;
    gap: 10px;
}

.newsletter__form input {
    flex: 1;
    padding: 14px 18px;
    border-radius: 999px;
    border: 1px solid transparent;
    font-size: .95rem;
    font-family: var(--font-body);
}

.newsletter__msg {
    grid-column: 1/-1;
    color: #fff;
    font-weight: 700;
    font-size: .9rem;
    margin: 0;
}

@media (max-width:800px) {
    .newsletter__inner {
        grid-template-columns: 1fr;
    }
}

/* ===== Quote form ===== */
.quote-grid {
    display: grid;
    grid-template-columns: 1.4fr .8fr;
    gap: 48px;
}

@media (max-width:900px) {
    .quote-grid {
        grid-template-columns: 1fr;
    }
}

.quote-form {
    margin-top: 28px;
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

@media (max-width:560px) {
    .form-row {
        grid-template-columns: 1fr;
    }
}

.form-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.form-field label {
    font-size: .85rem;
    font-weight: 700;
    color: var(--navy);
}

.form-field input,
.form-field select,
.form-field textarea {
    padding: 12px 16px;
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: var(--font-body);
    font-size: .95rem;
    background: var(--white);
    color: var(--ink);
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    border-color: var(--blue);
}

.form-note {
    font-size: .78rem;
    color: var(--muted);
    margin: 0;
}

.quote-form__msg {
    margin-top: 14px;
    font-weight: 700;
    color: var(--blue);
}

.quote-side {
    background: var(--navy);
    border-radius: var(--radius);
    padding: 32px 28px;
    color: #fff;
    height: fit-content;
}

.quote-side h3 {
    color: #fff;
    font-size: 1.2rem;
}

.steps {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-bottom: 28px;
}

.steps li {
    display: flex;
    gap: 14px;
    align-items: flex-start;
}

.steps li span {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: var(--gold);
    color: var(--navy-deep);
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: .9rem;
}

.steps li div {
    font-size: .9rem;
    color: #C7CEDA;
}

.steps li strong {
    color: #fff;
}

.quote-side__contact {
    border-top: 1px solid rgba(255, 255, 255, .15);
    padding-top: 22px;
}

.quote-side__contact p {
    margin-bottom: 12px;
}

.quote-side__hours {
    text-align: center;
    color: #9BA9C0;
    font-size: .8rem;
    margin-top: 10px;
}

/* ===== CTA banner ===== */
.cta-banner {
    background: var(--navy-deep);
    text-align: center;
    padding: 70px 0;
}

.cta-banner h2 {
    color: #fff;
    font-size: 2rem;
}

.cta-banner p {
    color: #C7CEDA;
    max-width: 520px;
    margin: 0 auto 28px;
}

/* ===== Footer ===== */
.footer {
    background: var(--navy-deep);
    color: #9BA9C0;
    padding: 60px 0 0;
    font-size: .9rem;
}

.footer__inner {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 32px;
    padding-bottom: 40px;
}

@media (max-width:800px) {
    .footer__inner {
        grid-template-columns: 1fr 1fr;
    }
}

.footer__col h4 {
    color: #fff;
    font-size: .85rem;
    letter-spacing: .5px;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.footer__col a {
    display: block;
    margin-bottom: 10px;
    color: #9BA9C0;
}

.footer__col a:hover {
    color: var(--gold);
}

.footer__brand p {
    margin-top: 14px;
    line-height: 1.6;
}

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, .08);
    padding: 20px 24px;
    text-align: center;
    font-size: .8rem;
}

/* ===== WhatsApp FAB ===== */
.whatsapp-fab {
    position: fixed;
    bottom: 24px;
    right: 24px;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: #25D366;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    box-shadow: 0 8px 20px rgba(0, 0, 0, .25);
    z-index: 200;
}

@media (prefers-reduced-motion: reduce) {
    * {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
    }
}

.career-intro {
    max-width: 1180px;
    margin: 0 auto 56px;

}

.career-col {
    background: var(--offwhite);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    padding: 26px 22px;
    transition: transform .2s ease, box-shadow .2s ease;
}

.career-col:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

.career-intro__title {
    font-size: 1.6rem;
    max-width: 520px;
    margin-bottom: 8px;
}

.career-columns {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin: 32px 0 40px;
}

.career-col {
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;

}

/* First layout */
.career-section-1 {
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.479),
            rgba(255, 255, 255, 0.92)),
        url("images/LadyInsurance.jfif");
}

/* Second layout */
.career-section-3 {
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.582),
            rgba(255, 255, 255, 0.92)),
        url("images/Careerbg1.jfif");
}

.career-col {

    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    padding: 26px 22px;
}

.career-col--accent {
    background: var(--blue);
    border-color: var(--blue);
}

.career-col--accent .career-col__icon {
    background: rgba(255, 255, 255, .15);
}

.career-col h3 {
    color: var(--navy);
    font-size: 1.05rem;
    margin-bottom: 8px;
}

.career-col--accent h3 {
    color: #fff;
}

.career-col p {
    color: var(--muted);
    font-size: .9rem;
    margin-bottom: 14px;
}

.career-col--accent p {
    color: #DCE9FB;
}

.career-col ul {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.career-col li {
    color: var(--ink);
    font-size: .85rem;
    padding-left: 20px;
    position: relative;
}

.career-col--accent li {
    color: #fff;
}

.career-col li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--gold);
    font-weight: 800;
}

.career-col--accent li::before {
    color: #fff;
}

@media (max-width:900px) {
    .career-columns {
        grid-template-columns: 1fr;
    }
}

/* ===== Google Reviews ===== */
.google-reviews__summary {
    display: flex;
    align-items: center;
    gap: 16px;
    margin: 28px 0 40px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 20px 26px;
    max-width: 480px;
}

.google-reviews__score {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--navy);
}

.google-reviews__max {
    font-size: 1rem;
    color: var(--muted);
    font-weight: 600;
}

.google-reviews__stars {
    color: var(--gold);
    margin-left: 10px;
    letter-spacing: 2px;
}

.google-reviews__count {
    display: block;
    color: var(--muted);
    font-size: .82rem;
    margin-top: 2px;
}

.review-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 26px;
    margin: 0;
}

.review-card__stars {
    color: var(--gold);
    letter-spacing: 2px;
    margin-bottom: 10px;
}

.review-card blockquote {
    margin: 0 0 18px;
    font-size: .95rem;
    color: var(--ink);
}

.review-card figcaption {
    display: flex;
    align-items: center;
    gap: 12px;
}

.review-card .who {
    display: block;
    font-weight: 700;
    color: var(--navy);
    font-size: .9rem;
}

.review-card .role {
    display: block;
    color: var(--muted);
    font-size: .78rem;
}

/* ===== Overview cards (Services / Benefits / Policies / Career) ===== */
.overview-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 44px;
}

.overview-card {
    background: var(--white);
    border-radius: var(--radius);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    box-shadow: var(--shadow);
}

.overview-card__header {
    padding: 16px 20px;
    font-weight: 800;
    font-size: .95rem;
    display: flex;
    align-items: center;
    gap: 10px;
}

.overview-card__header--navy {
    background: var(--navy);
    color: #fff;
}

.overview-card__header--gold {
    background: var(--gold);
    color: var(--navy-deep);
}

.overview-card__icon {
    font-size: 1rem;
}

.overview-card__body {
    padding: 22px 20px 8px;
    flex: 1;
}

.overview-card__pill {
    display: inline-block;
    background: var(--blue-tint);
    color: var(--blue-dark);
    font-size: .72rem;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 999px;
    margin-bottom: 16px;
}

.overview-card__pill--navy {
    background: var(--navy);
    color: #fff;
}

.overview-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 14px;
}

.overview-list li {
    display: flex;
    gap: 10px;
    align-items: flex-start;
}

.overview-list__icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--offwhite);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: .8rem;
}

.overview-list__icon--check {
    background: var(--gold-tint);
    color: var(--gold);
    font-weight: 800;
}

.overview-list div {
    font-size: .82rem;
    color: var(--muted);
}

.overview-list strong {
    color: var(--navy);
    font-size: .88rem;
}

.overview-more {
    display: inline-block;
    color: var(--blue);
    font-weight: 700;
    font-size: .82rem;
    margin-bottom: 16px;
}

.overview-card__cta {
    border-radius: 0;
    margin-top: auto;
}

@media (max-width:1100px) {
    .overview-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width:600px) {
    .overview-grid {
        grid-template-columns: 1fr;
    }
}

/* ===== Blog / News page ===== */
.nav a.nav--active {
    color: var(--blue);
}

.nav a.nav--active::after {
    width: 100%;
}

.blog-banner {
    background: var(--navy);
    padding: 70px 0 60px;
}

.blog-banner h1 {
    color: #fff;
    font-size: clamp(1.9rem, 4vw, 2.6rem);
    margin-bottom: 10px;
}

.blog-banner__desc {
    color: #C7CEDA;
    max-width: 560px;
    font-size: 1.02rem;
    margin: 0;
}

.blog-filters {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin: 32px 0 8px;
}

.blog-filter {
    background: var(--white);
    border: 1px solid var(--border);
    color: var(--navy);
    padding: 9px 18px;
    border-radius: 999px;
    font-weight: 700;
    font-size: .85rem;
    cursor: pointer;
    transition: background .2s ease, color .2s ease, border-color .2s ease;
}

.blog-filter:hover {
    border-color: var(--blue);
}

.blog-filter.active {
    background: var(--blue);
    border-color: var(--blue);
    color: #fff;
}

/* Featured post */
.featured-post {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: box-shadow .2s ease;
}

.featured-post:hover {
    box-shadow: var(--shadow-lg);
}

.featured-post__media {
    background: var(--blue-tint);
    min-height: 240px;
    position: relative;
    display: flex;
    align-items: flex-start;
    padding: 20px;
}

.featured-post__body {
    padding: 32px 36px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.featured-post__body h2 {
    font-size: 1.4rem;
    margin: 10px 0 12px;
}

.featured-post__body p {
    color: var(--muted);
    font-size: .95rem;
}

.featured-post__link {
    color: var(--blue);
    font-weight: 700;
    font-size: .9rem;
}

@media (max-width:800px) {
    .featured-post {
        grid-template-columns: 1fr;
    }

    .featured-post__media {
        min-height: 160px;
    }
}

/* Post grid */
.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 36px;
}

@media (max-width:960px) {
    .blog-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width:640px) {
    .blog-grid {
        grid-template-columns: 1fr;
    }
}

.blog-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    transition: transform .2s ease, box-shadow .2s ease;
}

.blog-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

.blog-card__media {
    background: var(--offwhite);
    height: 170px;
    position: relative;
    display: flex;
    align-items: flex-start;
    padding: 16px;
    background-size: cover;
    background-position: center;
}

.blog-card__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    position: absolute;
    inset: 0;
}

.blog-card__body {
    padding: 20px;
}

.blog-card__body h3 {
    font-size: 1.05rem;
    margin: 8px 0 8px;
}

.blog-card__body p {
    color: var(--muted);
    font-size: .88rem;
    margin-bottom: 12px;
}

.blog-card__link {
    color: var(--blue);
    font-weight: 700;
    font-size: .85rem;
}

.blog-date {
    color: var(--muted);
    font-size: .76rem;
    font-weight: 700;
    letter-spacing: .3px;
    text-transform: uppercase;
}

.blog-tag {
    display: inline-block;
    font-size: .7rem;
    font-weight: 800;
    letter-spacing: .4px;
    text-transform: uppercase;
    padding: 5px 12px;
    border-radius: 999px;
    position: relative;
    z-index: 1;
}

.blog-tag--newsletter {
    background: var(--blue);
    color: #fff;
}

.blog-tag--event {
    background: var(--gold);
    color: var(--navy-deep);
}

.blog-tag--achievement {
    background: var(--navy);
    color: #fff;
}

.blog-tag--gallery {
    background: var(--white);
    color: var(--navy);
    border: 1px solid var(--border);
}

.blog-empty {
    text-align: center;
    color: var(--muted);
    margin-top: 40px;
    font-size: .95rem;
}

/* ===== Page transitions ===== */
/* NEW — added */
body {
    animation: pageFadeIn .35s ease;
}

@keyframes pageFadeIn {
    from {
        opacity: 0;
    }

    to {
        opacity: 100%;
    }
}

@media (prefers-reduced-motion: reduce) {
    body {
        animation: normal;
    }
}

.overview-list li:nth-child(n+5) {
    display: none;
}

.overview-list.show-all li {
    display: flex;
}

.overview-toggle-btn {
    background: none;
    border: none;
    color: var(--blue);
    font-weight: 700;
    font-size: .82rem;
    cursor: pointer;
    padding: 0;
    margin-bottom: 16px;
}

.overview-toggle-btn:hover {
    text-decoration: underline;
}

.overview-card {
    display: flex;
    flex-direction: column;
    /* existing rules stay as-is */
}

.overview-card__body {
    display: flex;
    flex-direction: column;
    flex: 1;
}

.overview-list {
    flex: 1;
}

.overview-toggle-btn {
    margin-top: auto;
    padding-top: 8px;
}

.faq-list {
    max-width: 760px;
    margin: 20px auto 0;
}

.faq-item {
    border-bottom: 1px solid var(--border);
}

.faq-question {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 4px;
    font-size: 1rem;
    font-weight: 700;
    color: var(--gold-tint);
    font-family: inherit;
}

.faq-icon {
    font-size: 1.3rem;
    color: var(--white);
    flex-shrink: 0;
    margin-left: 16px;
    transition: transform .2s ease;
}

.faq-item.open .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height .3s ease;
}

.faq-item.open .faq-answer {
    max-height: 200px;
}

.faq-answer p {
    padding: 0 4px 20px;
    color: var(--blue-tint);
    font-size: .92rem;
    margin: 0;
}

.bhima-highlight {
    width: 100%;
    padding: 45px 20px;
    background: linear-gradient(135deg, #f5f9ff, #ffffff);
    border-top: 1px solid #d9e5f2;
    border-bottom: 1px solid #d9e5f2;
}

.bhima-highlight-content {
    max-width: 1100px;
    margin: auto;
    text-align: center;
    padding: 35px 30px;

    background: #ffffff;
    border: 1px solid #d6e2ef;
    border-left: 5px solid #ec0101;

    border-radius: 12px;

    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.06);
}

.bhima-label {
    display: inline-block;

    font-size: 20px;
    font-weight: 700;
    letter-spacing: 2px;

    color: #e40505;
    margin-bottom: 12px;
}

.bhima-highlight h2 {
    margin: 0 0 12px;

    font-size: 30px;
    font-weight: 700;

    color: #e9be00;
}

.bhima-highlight p {
    max-width: 700px;
    margin: 0 auto 24px;

    font-size: 16px;
    line-height: 1.7;

    color: #555;
}

.bhima-btn {
    display: inline-block;

    padding: 11px 26px;

    background: #073b6d;
    color: #ffffff;

    text-decoration: none;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.5px;

    border-radius: 5px;

    transition: all 0.25s ease;
}

.bhima-btn:hover {
    background: #c39420;
    transform: translateY(-2px);
}

.map-embed {
    margin-top: 36px;
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    border: 1px solid var(--border);
    aspect-ratio: 16/7;
}

.map-embed iframe {
    width: 100%;
    height: 100%;
    border: 0;
    display: block;
}

@media (max-width:700px) {
    .map-embed {
        aspect-ratio: 4/5;
    }
}

.hero-track {
    display: flex;
    height: 100%;
    transition: transform .5s ease;
}

.hero-slide {
    flex: 0 0 100%;
    min-width: 100%;
    height: 100%;
}

.hero-slide:first-child {
    overflow: visible;
    /* lets the family image/shield still float outside if needed */
}

.hero-slide picture,
.hero-slide[data-type="banner"] {
    background: #0B2545;
    /* letterbox color while banner loads/fits */
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-slide[data-type="banner"] img {
    width: 100%;
    height: auto;
    object-fit: contain;
}

.hero-track{
  display:flex;
  transition:transform .5s ease, height .3s ease;
  min-height:200px;
}

.hero-slide {
    flex: 0 0 100%;
    min-width: 100%;
}

.hero-arrow {
    position: absolute;
    top: 42%;
    transform: translateY(-50%);
    background: rgba(255, 255, 255, .9);
    border: none;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 1rem;
    color: var(--dark-blue);
    z-index: 25;
}

.hero-arrow--prev {
    left: 20px;
}

.hero-arrow--next {
    right: 20px;
}

.hero-dots {
    position: absolute;
    bottom: 130px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 8px;
    z-index: 25;
}

.hero-dots button {
    width: 9px;
    height: 9px;
    border-radius: 50%;
    border: none;
    background: rgba(0, 91, 170, .25);
    cursor: pointer;
    padding: 0;
}

.hero-dots button.active {
    background: var(--yellow, #f5c400);
}

.hero-slide[data-type="banner"] img {
    width: 100%;
    height: auto;
    display: block;
    object-fit: cover;
}

.hero-slide[data-type="banner"] .banner-mobile {
    display: none;
}

.hero-slide[data-type="banner"] .banner-desktop {
    display: block;
}

@media (max-width:700px) {
    .hero-slide[data-type="banner"] .banner-desktop {
        display: none;
    }

    .hero-slide[data-type="banner"] .banner-mobile {
        display: block;
    }
}
.utility-bar{
  background:var(--navy);
  padding:28px 0;
}
.utility-bar__inner{
  display:flex;
  gap:32px;
  flex-wrap:wrap;
}
.utility-field{
  flex:1;
  min-width:220px;
}
.utility-field label{
  display:block;
  color:var(--gold);
  font-weight:700;
  font-size:1.1rem;
  margin-bottom:10px;
}
.utility-field select{
  width:100%;
  padding:12px 16px;
  border-radius:8px;
  border:none;
  font-family:inherit;
  font-size:.95rem;
  color:var(--ink);
  background:var(--white);
  cursor:pointer;
}

@media (max-width:600px){
  .utility-bar__inner{flex-direction:column;gap:20px;}
}
.contact-choice{
  position:relative;
  display:inline-block;
}
.contact-choice__menu{
  position:absolute;
  top:calc(100% + 10px);
  left:0;
  background:var(--white);
  border:1px solid var(--border);
  border-radius:var(--radius-sm);
  box-shadow:var(--shadow-lg);
  padding:8px;
  min-width:180px;
  z-index:50;
}
.contact-choice__option{
  display:flex;
  align-items:center;
  gap:10px;
  padding:10px 14px;
  border-radius:6px;
  font-weight:600;
  font-size:.9rem;
  color:var(--navy);
}
.contact-choice__option:hover{
  background:var(--offwhite);
}
.contact-choice__icon{
  font-size:1.1rem;
}
.utility-field--button{
  display:flex;
  align-items:flex-end; /* aligns button bottom-edge with the dropdown boxes, not the labels */
}
.utility-field--button .contact-choice{
  width:100%;
}